If you are civil servants or retired and you need a loan for a small fee to meet a sudden expense you can consider a loan instead INPDAP check with your bank. You broke your washing machine? Do you have a leaky pipe in the bathroom?
On the website of security for public employees will find in the “small loan” the characteristics of loans Inpdap facilities for civil servants and pensioners. If you have other deductions of salary you can get up to € 8000 without having to justify the request with an expense or a medical certificate.
Based on the number of installments for repayment of the loan because you can get the sum equal to your net pay to be repaid in 12 months, two or three pay salaries whether to return the sum of 24 or 36 months. The amount doubles if the applicant has no other deductions from pay packets.
The plan offered prior dall’Inpdad unease nominal interest of 4.25% per annum, which must be added to the rate for the administrative expenses of 0.50% and a prize fund risks calculated in proportion to age of those requesting the loan. Once past the minimum period of depreciation is also possible to renew the concession for a period of 6 months in the case of a request for the annual plan and 12 months and 18 months in the case of two-year and three year loans.
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